Sierra Bancorp (BSRR) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- $1.18
- Estimate
- $0.91
- Surprise
- +30.0%
- Revenue (period 2026-09-30)
- $42.9M
- Score today
- 6.4/10
Revenue source: xbrl.
How the report landed
Sierra Bancorp (BSRR) beat the $0.91 estimate with adjusted EPS of $1.18 — a large 30.0% upside surprise.
Coverage in the report window
- DA Davidson Maintains Buy on Sierra, Raises Price Target to $48.5 — benzinga, 2026-10-27
- Sierra Bancorp Reports Record Quarterly Income for Third Quarter 2026 — fiscal.ai, 2026-10-26
- Sierra Q3 EPS $1.18 Beats $0.91 Estimate, Sales $40.081M Beat $39.251M Estimate — benzinga, 2026-10-26
Where TrendMatrix's rating stands now
TrendMatrix currently rates BSRR Hold at 6.4/10; no pre/post engine snapshot brackets this report.
3 of the last 4 quarters beat the estimate; this quarter's +30.0% surprise compares with a +11.4% four-quarter average. Next scheduled report: 2027-02-01.
What supports the rating
- Strong earnings beat streak (3/4)
- Attractive valuation
What argues against it
- Concentration risk — Loan Portfolio: commercial real estate loans (54.6%)
- Concentration risk — Loan Portfolio: real estate loans (72.0%)
- Analyst target reached - limited upside remaining
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $42.19
- Stop
- $39.95
At 10.9× trailing and 10.7× forward earnings, consensus estimates imply little change in earnings power.
Model outputs from TrendMatrix’s engine as of 2026-11-15 — shown for context, not personalized investment advice.
BSRR at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $547.1M
- P/E (fwd)
- 10.7
- P/E (ttm)
- 10.9
- 52-week range
- $28.35–$44.00
- Off 52-week high
- 4.1%
- RSI (14)
- 51
- Volume vs avg
- 0.40×
- Score today
- 6.4/10