California BanCorp (BCAL) Q3 2026 earnings — TrendMatrix coverage
Reported
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Full disclosure · Editorial policy
Key numbers
- Adjusted EPS
- —
- Estimate
- $0.43
- Surprise
- —
- Score today
- 5.0/10
Revenue for this quarter isn’t shown: the reported figure hasn’t cleared TrendMatrix’s freshness and sanity checks yet, and consensus revenue isn’t tracked. EPS above is the available figure.
Coverage in the report window
- Southern Calif Bancorp Q3 EPS $0.43, Inline, Sales $46.046M Miss $46.124M Estimate — benzinga, 2026-10-28
Where TrendMatrix's rating stands now
TrendMatrix currently rates BCAL Hold at 5.0/10; no pre/post engine snapshot brackets this report.
3 of the last 4 quarters beat the estimate.
What supports the rating
- Sector modifier (Financial Services): +1.0
- Strong earnings beat streak (3/4)
What argues against it
- Concentration risk — Loan Portfolio: real estate loans (70.3%)
- Concentration risk — Geographic: California
- Analyst target reached - limited upside remaining
This section and the ones below it reflect TrendMatrix’s latest engine read — they update after the report date and are not frozen to it.
The levels TrendMatrix's engine tracks
- Current price
- $21.95
- Stop
- $21.11
At 11.9× trailing and 11.8× forward earnings, consensus estimates imply little change in earnings power.
Model outputs from TrendMatrix’s engine as of 2026-10-28 — shown for context, not personalized investment advice.
BCAL at TrendMatrix's latest read
For financials, the EPS print is only half the story: credit costs, reserve builds, and rate sensitivity decide how a quarter actually lands.
- Industry
- Banks - Regional
- Market cap
- $705.7M
- P/E (fwd)
- 11.8
- P/E (ttm)
- 11.9
- 52-week range
- $16.87–$22.41
- Off 52-week high
- 2.1%
- RSI (14)
- 62
- Volume vs avg
- 0.83×
- Score today
- 5.0/10