Valley National Bancorp - 6.25% (VLYPP) Stock Analysis

Q: What is the VLYPP stock price target?

Take-profit $24.88 (-1.2% upside). Target $24.88 (-1.6%), stop $24.71 (−2.3%), A.R:R 0.0:1.

Range Bound setup

HoldModerate ConfidenceUpdated 2026-04-30

Financial Services · Banks - Regional

Valley National Bancorp is a $64.1B-asset bank holding company headquartered in Morristown, New Jersey, operating 230 branches in NJ, NY, FL, AL, CA, and IL. It offers commercial, private banking, retail, insurance, and wealth management; commercial real estate loans represent... Read more

$25.29-1.2% A.UpsideScore 6.4/10#20 of 142 Banks - Regional

Stop $24.71Target $24.88(resistance)A.R:R 0.0:1

Hold if already holding. Not a fresh buy at $25.29, but acceptable to hold if already in. Reasons: Concentration risk — Property Type: commercial real estate loans (58.3%); Concentration risk — Geographic: New Jersey, New York metropolitan area and Florida. Chart setup: RSI 58 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.4/10, moderate confidence.

Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear). Suitability: moderate.

Thesis

Rewards

Attractive valuation

Strong growth profile

Risks

Concentration risk — Property Type: commercial real estate loans (58.3%)

Concentration risk — Geographic: New Jersey, New York metropolitan area and Florida

Near 52-week high (3.6% away)

Key Metrics

P/E (TTM)22.7

P/E (Fwd)—

Mkt Cap—

EV/EBITDA—

Profit Mgn33.8%

ROE8.6%

Rev Growth23.8%

Beta1.05

Dividend7.74%

Rating analysts18

Quality Signals

Piotroski F7/9

Concentration Risks(10-K Item 1A)

HIGHPropertycommercial real estate loans58%
10-K Item 1A: 'total commercial real estate loans, including construction loans, represented 58.3 percent of our loan portfolio'
HIGHGeographicNew Jersey, New York metropolitan area and Florida
10-K Item 1A: 'The majority of Valley's lending is in northern and central New Jersey, the New York City metropolitan area and Florida.'

Material Events(8-K, last 90d)

2026-01-28Item 5.02LOW
Carlos Vazquez appointed as director of Valley National Bancorp on January 27, 2026, to serve until next annual shareholder meeting. Independent director added to Audit and Compensation Committees. No reason cited.
SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 ceiling hit

Overall = weighted sum of the 10 dimension scores. Fundamentals (Value/Quality/Growth) carry 45%; market signals (Momentum/Sentiment/Insider/Peer) carry 40%; structure (Technical/Risk/Catalyst) carries 15%.

DimensionScoreWeightContribution

Value8.315%1.25

Quality5.215%0.78

Growth9.215%1.38

Momentum5.710%0.57

Sentiment5.010%0.50

Insider Activity4.810%0.48

Peer Rank4.510%0.45

Technical Setup5.65%0.28

Risk Profile7.55%0.38

Catalyst7.55%0.38

Overall (Σ contributions)6.44

Small float-rounding may cause last-digit differences between this sum and the displayed Overall.

GatesA.R:R UPSIDE_EXHAUSTED (upside=0.0%)Momentum 5.7>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARRange BoundSuitability: Moderate

RSI

58 · Neutral

↑ 20D MA↑ 50D MA↑ 200D MAGOLDEN CROSSSupport $24.65Resistance $25.39

Price Targets

$25

A.Upside-1.6%

A.R:R0.0:1

Position Sizing

ConvictionNone

Suggested %0.5%

Max %1%

RegimeCautious

Analyst Consensus

Analysts18

Consensus4.1/5

Avg Target—

Earnings

We could not retrieve earnings history for VLYPP.

The company may be recently listed, pre-revenue, or its beat/miss record wasn't available from our source this run. Earnings signals feed the Growth and Catalyst score dimensions — absence here doesn't affect other dimensions.

Verdict History

reverse chrono — latest first

Loading history...

Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.

Frequently Asked Questions

Is VLYPP stock a buy right now?

Hold if already holding. Not a fresh buy at $25.29, but acceptable to hold if already in. Reasons: Concentration risk — Property Type: commercial real estate loans (58.3%); Concentration risk — Geographic: New Jersey, New York metropolitan area and Florida. Chart setup: RSI 58 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $24.88 (-1.6%), stop $24.71 (−2.3%), A.R:R 0.0:1. Score 6.4/10, moderate confidence.

What is the VLYPP stock price target?

Take-profit target: $24.88 (-1.2% upside). Target $24.88 (-1.6%), stop $24.71 (−2.3%), A.R:R 0.0:1. Stop-loss: $24.71.

What are the risks of investing in VLYPP?

Concentration risk — Property Type: commercial real estate loans (58.3%); Concentration risk — Geographic: New Jersey, New York metropolitan area and Florida; Near 52-week high (3.6% away).

Is VLYPP overvalued or undervalued?

Valley National Bancorp - 6.25% trades at a P/E of 22.7 (forward N/A). TrendMatrix value score: 8.3/10. Verdict: Hold.

What do analysts say about VLYPP?

18 analysts cover VLYPP with a consensus score of 4.1/5.

What does Valley National Bancorp - 6.25% do?Valley National Bancorp is a $64.1B-asset bank holding company headquartered in Morristown, New Jersey, operating 230...